Learn About the Affordable Care Act

Large Employer Fines

Applicable Large Employers will be fined if they do not offer Affordable Qualifying Health Insurance. These employ more than 50 full-time equivalent workers (FTEs).

If they have more than 30 workers, the employer can be fined up to $2,000 per year for every full-time employee exceeding over 30 FTE's if:

  • It does not offer insurance, and
  • At least one worker gets a subsidy or cost-sharing reduction to buy insurance on an exchange.

The employer can be fined up to $3,000 per year for each employee who gets a subsidy or cost-sharing reduction through an exchange if:

  • They offer a health insurance but it is not an Affordable Qualified Health Plan, and
  • At least one employee gets a subsidy or cost-sharing reduction